Какие платежные системы использовать для приема платежей в США и выплат фрилансерам?

Запускаю проект в США и нужно настроить платежи. Клиенты должны легко платить, а фрилансерам нужно удобно выводить деньги. Комиссии кусаются везде. Кто что использует? Поделитесь опытом, пожалуйста.

Working with US clients taught me that payment friction destroys email conversions worse than terrible subject lines. We A/B tested checkout flows and found PayPal + Stripe together boosted completed purchases by 23% - Americans want choices. For payouts, freelancer retention jumped when we ditched PayPal for Payoneer. Bottom line: prioritize what users want, not the cheapest fees.

This cut our payment support tickets by 40% and kept contractors happy with reliable transfer times.

Launched a B2B SaaS recently and payment options made a huge difference in our funnel. Our BOFU content was working great, but we kept losing deals right at checkout because of payment friction. We dug into it and found enterprise folks wanted ACH while smaller businesses just wanted to use their cards. Added Stripe with multiple payment options and saw content-driven conversions jump 28%. Bottom line: your payment setup needs to match who you’re targeting and what your content promises.

Had the same payment issue during a client’s e-commerce migration. Traffic was up but conversions tanked. Checked the logs and found payment pages were killing Core Web Vitals, which hurt our rankings for commercial keywords. Turns out payment processor scripts were blocking critical rendering. Switched to Stripe’s optimized checkout, cut page load by 2.1 seconds, and got our rankings back in three weeks.

Had the same payment nightmare with a high-volume lead gen campaign - client billing delays were destroying our cash flow. Tested a bunch of setups and found Stripe Connect + Mercury gave us the cleanest flow. Game changer was Stripe’s automated invoicing - cut payment delays by 35%. For paying freelancers, Deel crushed everything else we tried for international contractors. Way fewer failed transfers, so we spent less time fixing problems and more time actually running campaigns.

Had the same payment headaches scaling our freelancer network. Tried a bunch of platforms before landing on Stripe for client payments + Wise for international payouts. Game changer was realizing freelancers wanted fast, reliable transfers over the cheapest fees. Stripe’s API cut our payment processing work by 60%, and Wise’s upfront pricing stopped all those rate-shopping conversations with contractors.